However, third-party work accidents can confuse these rights.
Understanding third-party work accidents
In 2020, OSHA reported that 4,764 workers died in accidents on the job, including through third-party incidents. These accidents occur while you are on the job but involve someone other than your employer, such as a vendor, subcontractor or manufacturer of faulty equipment, and may be the result of negligence. When a third party is at fault for your injury, you may have the right to pursue compensation from them in addition to any workers’ compensation benefits you may receive from your employer.
Your right to compensation
Workers’ rights in third-party work accidents primarily revolve around the pursuit of compensation for the damages incurred. If a third party’s negligence led to your injury, you have the right to file a personal injury lawsuit against them to recover medical expenses, lost wages and pain and suffering. In cases where faulty equipment or products caused your injury, you can hold the manufacturer or distributor accountable through a product liability claim.
If your workplace accident occurred due to unsafe conditions on another company’s property, you may file a premises liability claim against the property owner. Workers’ compensation benefits can provide financial support for medical bills and lost wages, regardless of fault.
The importance of timely action
Filing claims, gathering evidence and securing witnesses should occur as soon as possible after the incident. Delaying action could jeopardize your chances of receiving the compensation you deserve.
When workers like you understand your rights, it can encourage third-parties to provide safe products and environments.